Bank on fairness

Greed-free financial services.
We take our cut for insurance, licensing and liquidity, and return the rest to you.

Now accepting the most digital assets on the blockchain

Earn

Cold storage to cold hard cash

Pledge your digital assets to Cred and we’ll offer you the most competitive interest rates on the blockchain. Hold onto your crypto while we put it to work for you.

How it works

Pledge

Pledge your digital assets with
one of our trusted partners.

Hold

Accrue a fixed interest no matter
how the market moves.

Earn

Cred pays interest quarterly
in crypto and fiat. 

Want to learn more about how Cred works?

Read our FAQ

Borrow

Cash in without cashing out

You don’t have to sell your crypto to get liquid. We turn your digital assets into something tangible, you know, like USD, Euros and other fiat currencies you can spend right away.

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Cred is a founding member of the Universal Protocol Alliance

Learn more

We share the spread

Highest returns, lowest rates

We combine the best of traditional financial services with the best of blockchain and meet you in the middle.

%

A Bank’s return for what you loan

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Cred’s return for what you loan and rate for what you borrow

%

A Bank’s rate for what you borrow

Cred vs traditional banks

Earn up to 10% interest on your digital assets

Borrow cash with your crypto as collateral

Includes crypto, fiat, and precious metals

No hidden fees or minimums to start

Cred

Bank

Are you a whale?

Chat about your options with one of our Loan and Capital Markets specialists.

Schedule a call

Cred & Blockchain Advocacy Coalition sponsor Assembly Bill 953

Learn more

Security first

Decentralized doesn’t mean dangerous

Cred works with trusted collateral agents and leading custody partners, including BitGo, Bittrex Enterprise and Ledger to ensure the safety and security of our customers’ digital assets.

Backup plans

The blockchain, buttoned-up

Cred has one of the most comprehensive insurance policies available, including cyber hacking, E&O and regulatory coverage.

Company

Support

Legal

FAQ

*Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.  CredEarn allows you to extend a loan to Cred LLC.  The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin.  Cred LLC is not a bank and CredEarn services are not insured by the FDIC.

CredBorrow and C-LOC are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.

Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-58789.

Get Cred

Company

Get Cred

Support

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Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.  CredEarn allows you to extend a loan to Cred LLC.  The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin.  Cred LLC is not a bank and CredEarn services are not insured by the FDIC.

CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.

Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-58789.