One Year And Counting!

In 2018, a group of innovators came together in the San Francisco Bay Area to rethink the global financial system. On February 3, 2019, they launched the earning and borrowing platform CredEarn on digital wallet provider, Uphold. Cred has since established itself as one of the leading crypto-backed lending and borrowing platforms. We have proven that utility, security, partnerships, and technological innovation are essential factors in moving the decentralized finance (DeFi) industry forward.  

In less than a year, we hit some remarkable milestones. We reached profitability while signing up customers in over 190 countries and 29 US states. We also secured the California Lender’s License, added BitGo as a custody provider, and Lockton as our insurance provider.

Cred’s commitment to security and its extensive regulatory expertise has attracted some of the industry’s leading companies as key partners including, Uphold, Bitbuy, and TrueUSD.  Today, Cred enables partners to provide their customers with earning up to ten percent on 30 different digital assets in 29 US states and in 190 countries around the world.

On our 1st Anniversary, we want to say thank you to the entire Cred community! We are proud to announce the launch of Litecoin (LTC) across all partner platforms. Those who pledge their LTC today will receive 10% interest. To start earning on LTC, visit any of our trusted partners.


Disclaimer: CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC. CredEarn allows you to extend a loan to Cred LLC. The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin. Cred LLC is not a bank and CredEarn services are not insured by the FDIC. CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. The availability of rates, crypto types, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply. Loans made or arranged pursuant to California Finance Lenders Law License 60DBO - 91480.