Crypto equals credit

Credit is usually earned, but on the blockchain, all you need is a little bit of crypto as collateral.

Pledge

First, schedule a meeting with a Cred Concierge. We’re available to help anyone looking for a crypto-line-of-credit (C-LOC). Simply schedule a call to learn about rates, pledge your collateral, and get your cash.

Hold

Second, hold your crypto in your secure Cred Account. No credit checks, no hidden fees. Cred offers sub-10% APR on loans, not 25% like banks and credit card companies. Assets are secured by renowned custodian BitGo.

Borrow

Lastly, use your credit line for 3 years, with interest payments due annually. With Cred, your LTV (loan to value) ratio is calculated on a monthly basis.

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What happens to my pledged assets?

Your pledged assets are used to lend to and transact with a variety of customers, including retail borrowers and money managers with well-established track records.  Cred does not lend to short-sellers.

Borrow before tomorrow

Is your cash losing its value as we speak? Then let Cred put your digital assets to work as soon as today.

Cash in on your crypto without cashing out.

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*Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

Cred (US) LLC is a licensed lender and allows some borrowers to earn a yield on cryptocurrency pledged as collateral.  That yield feature is sometimes referred to as “CredEarn.”  Outside the United States, Cred LLC accepts loans of cryptocurrency from non-U.S. persons and pays interest on those loans.  Neither Cred LLC nor Cred (US) LLC sell or offer to sell investments or securities; neither entity is a bank and no transaction or arrangement provided by either entity is guaranteed or insured by the FDIC or any other governmental entity.   Cred makes no representation regarding its creditworthiness or financial position.  Cred can extend the term of any loan or pledge in its discretion.  “CredBorrow” and “crypto line of credit” (abbreviated “C-LOC”) are trade names for lending products of Cred (US) LLC.  This communication may not be used to offer or sell anything in any jurisdiction if doing so is not lawful.  Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-91480.

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Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.  CredEarn allows you to extend a loan to Cred LLC.  The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin.  Cred LLC is not a bank and CredEarn services are not insured by the FDIC.

CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.

Loans made or arranged pursuant to California Finance Lenders Law License 60DBO - 91480.