Develop on CredX

Multi-use APIs for anyone building a financial application. Allow your customers access to low-interest loans using crypto as collateral.

Build the future of blockchain

Our APIs are designed for financial institutions, cryptocurrency exchanges, blockchain alliances, stablecoin providers, and anyone else looking to access our Crypto Lending as a Service (CLaaS™) Platform.

Open the door to innovation

We believe that opening up the Cred platform will lead to innovative global lending applications. We also believe that access to fair credit will deliver financial freedom.

Ready to get started?

Email the Cred development team and let us know how you want to integrate.

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Deepen customer relationships

Brand the integrated product as your own, and use it to build a more comprehensive and profitable relationship with your customer.

Easy to use from end-to-end

We support the loan cycle user journey from onboarding to loan origination, disbursement to repayment.

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*Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

Cred (US) LLC is a licensed lender and allows some borrowers to earn a yield on cryptocurrency pledged as collateral.  Cred (US) LLC also rents cryptocurrency from users and pays rental fees calculated as an interest rate yield.  The yield feature, whether as part of a pledge or a rental agreement, is sometimes referred to as “CredEarn.”  Outside the United States, Cred Inc. accepts loans of cryptocurrency from non-U.S. persons and pays interest on those loans.  Neither Cred Inc. nor Cred (US) LLC sell or offer to sell investments or securities; neither entity is a bank and no transaction or arrangement provided by either entity is guaranteed or insured by the FDIC or any other governmental entity.   Cred makes no representation regarding its creditworthiness or financial position.  Cred can extend the term of any loan, crypto rental or pledge in its discretion.  “CredBorrow” and “crypto line of credit” (abbreviated “C-LOC”) are trade names for lending products of Cred (US) LLC.  This communication may not be used to offer or sell anything in any jurisdiction if doing so is not lawful.  All loans by Cred are made or arranged pursuant to California Finance Lenders Law License 60DBO-91480.

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Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.  CredEarn allows you to extend a loan to Cred LLC.  The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin.  Cred LLC is not a bank and CredEarn services are not insured by the FDIC.

CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.

Loans made or arranged pursuant to California Finance Lenders Law License 60DBO - 91480.