HODL and earn
You don’t have to sell your crypto to cash in on it. Let us put your digital assets to work for you.
Pledge
Pledge digital assets you’re holding with our partners, including Bitcoin.com, Klever or Bitbuy. Then sit back and relax while we get busy making money for you.
Hold
Accrue interest regardless of how the market moves. We accept over 15 coins and counting like Bitcoin, XRP, etc. Cred’s insurance coverage is among the most comprehensive in the industry.
Earn
Cred pays interest monthly in crypto, stablecoin or fiat. After 6 months, your crypto is returned to you, or you can auto-enroll for additional 3-month periods. You still receive the upside potential of your crypto in a bull market.
What happens to my pledged assets?
Your pledged assets are used to lend to and transact with a variety of customers, including retail borrowers and money managers with well-established track records.
A whale of an opportunity
If you’re a big fish in this decentralized pond, give us a shout. We’ve got an experienced team of concierges ready to talk to you.
Want to learn more about how Cred works?
Read our FAQ
*Thank goodness Cred is not a bank.
Cred (US) LLC is a licensed lender and allows some borrowers to earn a yield on cryptocurrency pledged as collateral. Cred (US) LLC also rents cryptocurrency from users and pays rental fees calculated as an interest rate yield. The yield feature, whether as part of a pledge or a rental agreement, is sometimes referred to as “CredEarn.” Outside the United States, Cred Inc. accepts loans of cryptocurrency from non-U.S. persons and pays interest on those loans. Neither Cred Inc. nor Cred (US) LLC sell or offer to sell investments or securities; neither entity is a bank and no transaction or arrangement provided by either entity is guaranteed or insured by the FDIC or any other governmental entity. Cred makes no representation regarding its creditworthiness or financial position. Cred can extend the term of any loan, crypto rental or pledge in its discretion. “CredBorrow” and “crypto line of credit” (abbreviated “C-LOC”) are trade names for lending products of Cred (US) LLC. This communication may not be used to offer or sell anything in any jurisdiction if doing so is not lawful. All loans by Cred are made or arranged pursuant to California Finance Lenders Law License 60DBO-91480.
Thank goodness Cred is not a bank.
CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.
CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.
Loans made or arranged pursuant to California Finance Lenders Law License 60DBO - 91480.