HODL and earn

You don’t have to sell your crypto to cash in on it. Let us put your digital assets to work for you.

Vault

Pledge digital assets you’re holding with our partners, including Uphold, Bitcoin.com or Bitbuy. Then sit back and relax while we get busy making money for you.

Hold

Accrue interest regardless of how the market moves. We accept 29 coins and counting like Bitcoin, XRP, etc. Cred’s insurance coverage is among the most comprehensive in the industry.

Earn

Cred pays interest quarterly in crypto, stablecoin or fiat. After 6 months, your crypto is returned to you, or you can auto-enroll for additional 3-month periods. You still receive the upside potential of your crypto in a bull market.

What happens to my vaulted assets?

Your vaulted assets are used to lend to and transact with a variety of customers, including retail borrowers and money managers with well-established track records.  Cred does not lend to short-sellers.

A whale of an opportunity

If you’re a big fish in this decentralized pond, give us a shout. We’ve got an experienced team of concierges ready to talk to you.

Schedule a call

Want to learn more about how Cred works?

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Company

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Legal

FAQ

Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.  CredEarn allows you to extend a loan to Cred LLC.  The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin.  Cred LLC is not a bank and CredEarn services are not insured by the FDIC.

CredBorrow and C-LOC are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.

Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-58789.

Get Cred

Company

Get Cred

Support

Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.  CredEarn allows you to extend a loan to Cred LLC.  The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin.  Cred LLC is not a bank and CredEarn services are not insured by the FDIC.

CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.

Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-58789.