What is LBA?
LBA is a global utility token that gives customers exclusive access to our premium financial services. Get better interest rates, priority status on new platforms, community access, and more.
Earn higher
LBA Token holders benefit from earning the highest interest rates available through all of Cred’s partners.
Borrow lower
LBA Token holders benefit from receiving the lowest interest rates available from Cred when borrowing against crypto holdings.
Transact faster
Merchants benefit from LBA Tokens by receiving instant merchant cash advances that are collateralized with LBA.
Commune easier
Get live support, invitations to top industry events, meet-and-greets with the Cred team, and exclusive events just for our top LBA HODLers.
Utility that won’t quit
Utility token’s like LBA have a big future, and Cred will continue to add features and benefits to holders. Ownership allows you to engage in multiple transactions at once without “spending” your LBA, so you can always take advantage of our premium rates.
Interested in joining the LBA community?
Join us on Telegram
*Thank goodness Cred is not a bank.
Cred (US) LLC is a licensed lender and allows some borrowers to earn a yield on cryptocurrency pledged as collateral. Cred (US) LLC also rents cryptocurrency from users and pays rental fees calculated as an interest rate yield. The yield feature, whether as part of a pledge or a rental agreement, is sometimes referred to as “CredEarn.” Outside the United States, Cred Inc. accepts loans of cryptocurrency from non-U.S. persons and pays interest on those loans. Neither Cred Inc. nor Cred (US) LLC sell or offer to sell investments or securities; neither entity is a bank and no transaction or arrangement provided by either entity is guaranteed or insured by the FDIC or any other governmental entity. Cred makes no representation regarding its creditworthiness or financial position. Cred can extend the term of any loan, crypto rental or pledge in its discretion. “CredBorrow” and “crypto line of credit” (abbreviated “C-LOC”) are trade names for lending products of Cred (US) LLC. This communication may not be used to offer or sell anything in any jurisdiction if doing so is not lawful. All loans by Cred are made or arranged pursuant to California Finance Lenders Law License 60DBO-91480.
Thank goodness Cred is not a bank.
CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.
CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.
Loans made or arranged pursuant to California Finance Lenders Law License 60DBO - 91480.