What is Bitcoin (BTC)?

In 2009, Bitcoin introduced a radically new form of digital money that operates beyond the traditional banking system or government. Satoshi Nakamoto’s vision of a secure, fair, open-source payment network that is accessible to everyone has inspired a devoted community of privacy-conscious sovereign individuals. Over the last decade, Bitcoin (BTC) has been the best performing asset serving as a digital store of value and an uncensorable form of money

As a founding innovator, Bitcoin has spawned thousands of cryptocurrencies and an entire industry based around its underlying blockchain ledger. Today,  Bitcoin serves as many things to many people, including:

  • A symbol of protest to those disenfranchised with the current financial system.
  • A source of alpha for investment funds.
  • A safe-haven asset in times of economic uncertainty.
  • A way to send remittance overseas and to conceal wealth from attempts at theft or seizure.

How Bitcoin works

Bitcoin is a decentralized network and aims to give power back to the people, rather than a ‘trusted third party’ to process payments. Key features include:

  • Peer-to-peer transactions: secure payments are sent from one person or business to another so there is never a need for third party processing.
  • Node: an inexpensive operating hardware that allows users to verify their own transactions at any time, and records the location of all of the coins transactions. 
  • Wallets: each Bitcoin wallet contains a public and private key pair.
  • Public key: serves as an address to which other network users can send funds. 
  • Private key: allows the wallet’s owner to move those funds to any other network address.

How many Bitcoins are there?

To combat the issue of traditional fiat inflation, Bitcoins cannot be created arbitrarily. Only 21 million Bitcoins will ever be created and 18 million are currently in circulation. This fixed supply and relative scarcity make it an attractive investment asset.

What is Bitcoin mining?

The Bitcoin mining process involves solving complex mathematical puzzles through the use of high-powered computers. Every 10 minutes, new Bitcoins are added to the network and the network who has solved the puzzle. In addition to producing new Bitcoin, miners validate and secure the network by verifying recent transactions.

What is the best way to earn Bitcoin?

There are many ways you can earn Bitcoin. Bitcoin can also be purchased for fiat currency on cryptocurrency exchanges and brokerages, swapped peer-to-peer and exchanged for physical and digital goods.

How can I get a return on Bitcoin?

With Cred, you can earn interest by lending your Bitcoin – regardless of how the Bitcoin market performs. Cred pays monthly interest in BTC and your cryptocurrency is returned to you after six months. Alternatively, you can auto-enroll for additional three-month periods. 

Ready to start earning on your BTC? Join Cred and start making a passive income on your Bitcoin holdings.

Start earning on your Bitcoin 

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Who is Cred?

Cred is a global financial services platform serving customers in 190 countries. Cred’s mission is to make money work smarter and harder by leveraging blockchain technology. We allow everyone to benefit from more equitable and inclusive financial services. Cred brings together a diverse team of entrepreneurial leaders, machine learning, and the power of blockchain technology.

What is CredEarn

CredEarn is a financial product that enables owners of digital assets to earn interest on cryptocurrency and fiat holdings like LTC, BTC, BCH, ETH, LBA and more. We combine the best of traditional banking with the best of blockchain technology and meet you in the middle. Pledge your digital assets through a set maturity date and then earn up to 10% interest annually. Interest is paid to you monthly in stablecoin or cryptocurrency. It’s that simple.

Own more then $150K in crypto?

If you hold over $150K in crypto, schedule a call with a Cred Concierge

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*Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

Cred (US) LLC is a licensed lender and allows some borrowers to earn a yield on cryptocurrency pledged as collateral.  That yield feature is sometimes referred to as “CredEarn.”  Outside the United States, Cred Inc. accepts loans of cryptocurrency from non-U.S. persons and pays interest on those loans.  Neither Cred Inc. nor Cred (US) LLC sell or offer to sell investments or securities; neither entity is a bank and no transaction or arrangement provided by either entity is guaranteed or insured by the FDIC or any other governmental entity.   Cred makes no representation regarding its creditworthiness or financial position.  Cred can extend the term of any loan or pledge in its discretion.  “CredBorrow” and “crypto line of credit” (abbreviated “C-LOC”) are trade names for lending products of Cred (US) LLC.  This communication may not be used to offer or sell anything in any jurisdiction if doing so is not lawful.  Loans made or arranged pursuant to California Finance Lenders Law License 60DBO-91480.

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Thank goodness Cred is not a bank.  We can leverage the blockchain to do everything a bank does but better.

CredEarn is the trade name for a service offered to non-US persons by Cred LLC, which is an entity distinct and separate from Cred (US) LLC.  CredEarn allows you to extend a loan to Cred LLC.  The purpose of the loan is to allow you to earn an enhanced yield on your crypto assets, such as Bitcoin.  Cred LLC is not a bank and CredEarn services are not insured by the FDIC.

CredBorrow and C-LOC™ are trade names for lending products of Cred (US) LLC, a licensed lender and a wholly-owned subsidiary of Cred LLC. Loans, loan amounts, terms, and rates are not available in every jurisdiction, or for every collateral type. Available rates, loan amounts, and other terms are subject to change. Loan applicants are subject to AML and KYC screening. Terms, conditions, and restrictions apply.

Loans made or arranged pursuant to California Finance Lenders Law License 60DBO - 91480.